The University of Pennsylvania's insurer will start to cover GRS related costs:
In the next academic year, the Penn Student Insurance Plan will begin offering a new benefit for transgender students -- it will cover the cost of the gender confirmation process, also known as gender reassignment or transition.
The benefit covers triadic treatment, the term used for the three-step process of gender confirmation. Triadic treatment consists of psychotherapy, estrogen or testosterone hormone treatment and sex reassignment surgery, which involves the changing of genitals.
The benefit covers the costs of surgery for up to $50,000. According to a research report by the organization Transgender At Work, the cost of male-to-female surgery can average around $20,000.
That's a lot of money for one person to bear alone. Good thing insurance is all about spreading the costs for medical around to many people so it's not such a big deal: